hold on there's just too much going on in Congress lmao...
Blocks federal agency from changing debt collection contact rules.
Senator Hickenlooper (D-CO)
Introduced in Senate, no vote yet.
Senator John Hickenlooper, a Democrat from Colorado, introduced this bill. It aims to stop the Bureau of Consumer Financial Protection (BCFP) from withdrawing a rule concerning in-person debt collection practices. This means the existing protections related to such interactions would remain in place if the bill passes. Currently, the bill has only been introduced in the Senate and referred to a committee.
Introduced Apr 13, 2026
This bill was introduced in the Senate on April 13, 2026, by Senator Hickenlooper and sent to the Committee on Banking, Housing, and Urban Affairs. For it to become law, it must pass both the Senate and the House of Representatives by a simple majority, then be signed by the President. If not signed, it can still become law if Congress overrides a veto.
If this bill passes, the Bureau of Consumer Financial Protection (BCFP) would be prevented from withdrawing its "Bulletin 2015-07," which provides guidance on in-person debt collection practices. This means any existing federal rules or protections outlined in that bulletin would continue to apply to how debt collectors interact with individuals face-to-face. The BCFP's attempt to alter these regulations would be stopped.
Supporters Say
Supporters say this bill maintains important consumer protections for in-person debt collection interactions.
Critics Say
Critics argue Congress should not interfere with the agency's decision to update or remove its own guidance.
Those who support this resolution likely believe that the original Bulletin 2015-07 offers necessary safeguards for consumers against potentially aggressive or unfair in-person debt collection tactics. They would see its withdrawal as a weakening of consumer rights. Opponents might contend that the BCFP, as the regulatory body, has the expertise and authority to determine appropriate guidance, and that withdrawing the bulletin could reduce unnecessary burdens on businesses or reflect updated best practices.