hold on there's just too much going on in Congress lmao...
Blocks CFPB from withdrawing rule on negative option marketing.
Senator Gillibrand (D-NY), sponsor.
In committee, no Senate vote yet.
This resolution aims to stop the Bureau of Consumer Financial Protection (CFPB) from withdrawing its rule about 'unlawful negative option marketing practices.' If passed, the original rule regarding these marketing practices would remain in effect. Senator Gillibrand, a Democrat from New York, introduced the bill, which is currently under review by a Senate committee.
Introduced Apr 13, 2026
This bill was introduced in the Senate on April 13, 2026, and referred to the Senate Committee on Banking, Housing, and Urban Affairs. For it to become law, it must pass both the Senate and the House of Representatives, and then be signed by the President.
If this resolution passes, the original CFPB rule defining 'unlawful negative option marketing practices' would remain in place. This means businesses offering subscriptions or services that automatically renew or charge customers unless they opt out would continue to be subject to specific federal guidance. Consumers would retain certain protections against unexpected or unwanted charges related to these marketing methods.
Supporters Say
Supporters believe this bill protects consumers from hidden fees and unwanted subscriptions.
Critics Say
Critics might argue it creates unnecessary burdens for businesses offering subscription services.
Those in favor likely see it as a way to maintain important consumer safeguards against confusing or coercive marketing tactics. Opponents might contend that the original rule is overly restrictive, hindering innovation or increasing compliance costs for legitimate businesses.