hold on there's just too much going on in Congress lmao...
Aims to keep federal rules for medical debt reporting.
Senator Murray
Introduced in Senate, awaiting committee review
This joint resolution seeks to block a federal agency from withdrawing its rules that govern how certain medical debt is collected and reported to credit bureaus. If passed, it would ensure that 'Bulletin 2022-01' on medical debt remains in effect. Senator Murray introduced this bill, which is currently under review by a Senate committee.
Introduced Mar 26, 2026
This bill was introduced in the Senate on March 26, 2026, by Senator Murray. It has been referred to the Senate Committee on Banking, Housing, and Urban Affairs for review. For it to become law, it must pass both the Senate and the House of Representatives and then be signed by the President.
If this resolution passes, the Bureau of Consumer Financial Protection (CFPB) would be prevented from withdrawing its 'Bulletin 2022-01'. This bulletin establishes specific requirements for how certain medical debts are collected and reported to consumer credit agencies, especially those related to the No Surprises Act. This means that existing guidelines aimed at protecting consumers from adverse credit reporting due to medical debt would continue to apply.
Supporters Say
Supporters likely believe existing rules protect consumers from unfair medical debt practices.
Critics Say
Critics might argue the agency should have the flexibility to update or withdraw its own rules.
Those who back this resolution likely feel that Bulletin 2022-01 provides crucial safeguards for individuals facing medical debt, ensuring it doesn't unfairly impact their credit scores. Opponents, however, might contend that the CFPB's decision to withdraw the bulletin was well-reasoned and that Congress shouldn't interfere with an agency's ability to manage its own guidance.