A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Background Screening".

The bill was introduced by Ms. Blunt Rochester on March 18, 2026, and referred to the Senate Committee on Banking, Housing, and Urban Affairs. On April 27, 2026, the committee was discharged by petition, and the bill was placed on the Senate legislative calendar. This means the bill is now eligible for consideration and a vote on the Senate floor. For it to become law, it must pass both the Senate and the House of Representatives and be signed by the President.

This bill aims to keep specific rules related to how your credit information can be used for background checks, such as for jobs or housing. If passed, it would prevent the Bureau of Consumer Financial Protection from withdrawing its previous rule on "Fair Credit Reporting; Background Screening." This means consumers would retain any existing protections under that original rule, and businesses would continue to operate under those established guidelines when performing background screenings.

Supporters of this joint resolution would likely argue that keeping the original "Fair Credit Reporting; Background Screening" rule in place is essential for protecting consumers from unfair or inaccurate background checks. They might emphasize the importance of consistent oversight by the Bureau of Consumer Financial Protection. Those who supported the withdrawal of the rule, and thus oppose this joint resolution, might argue that the original rule created unnecessary burdens for businesses or that existing laws sufficiently cover background screening practices.