hold on there's just too much going on in Congress lmao...
Raises how much money small companies can raise from investors.
Senator Ted Budd (R-NC).
Introduced in the Senate, referred to a committee.
This bill aims to increase the maximum amount of money small companies can raise from the public under a specific exemption (Regulation A+) from $50 million to $150 million, with future adjustments for inflation. Senator Ted Budd, a Republican from North Carolina, introduced it. The bill is currently in the Senate Banking, Housing, and Urban Affairs Committee, meaning it has not yet been voted on by the full Senate.
Introduced Mar 24, 2026
The bill was introduced in the Senate on March 24, 2026, by Senator Ted Budd. It was then sent to the Senate Committee on Banking, Housing, and Urban Affairs for review. For it to become law, it must pass both the Senate and the House of Representatives, and then be signed by the President.
If passed, small companies would be able to raise significantly more capital (up to $150 million instead of $50 million) through specific public offerings without facing the full regulatory burden of larger public companies. This change could increase the availability of investment opportunities for everyday investors in growing businesses. Additionally, the new limits would automatically adjust for inflation every two years, keeping the rules up-to-date.
Supporters Say
Supporters would argue it helps small businesses grow, create jobs, and access more capital more easily.
Critics Say
Critics might raise concerns about reduced investor protections or potential for fraud with higher offering limits.
Those in favor likely believe that increasing the Regulation A+ cap is essential for economic growth, allowing small and medium-sized enterprises to expand without the high costs of a traditional IPO. Opponents could argue that higher limits with less regulatory oversight might put retail investors at greater risk, as they would be investing in companies with fewer disclosure requirements than fully public firms.