hold on there's just too much going on in Congress lmao...
Updates SNAP EBT cards to chip technology, improves online security and user tools.
Senators Wyden (D-OR), Fetterman (D-PA), Cassidy (R-LA)
Introduced in Senate, referred to committee.
This bill seeks to modernize the Electronic Benefit Transfer (EBT) system for the Supplemental Nutrition Assistance Program (SNAP) by requiring chip-enabled cards, improving digital user interfaces, and enhancing online transaction security. Senator Ron Wyden (D-OR) introduced the bill with Senators John Fetterman (D-PA) and Bill Cassidy (R-LA), indicating bipartisan support. The bill has been referred to the Senate Committee on Agriculture, Nutrition, and Forestry for review.
Introduced Feb 26, 2026
This bill, S. 3949, was introduced in the Senate on February 26, 2026, and referred to the Committee on Agriculture, Nutrition, and Forestry. For it to become law, it must pass through this committee, be voted on and passed by the full Senate, then pass the House of Representatives, and finally be signed by the President.
If this bill passes, SNAP users will see their EBT cards upgraded to more secure, chip-enabled versions, similar to modern credit and debit cards, which are harder to clone. States would also be required to provide mobile-friendly online portals and mobile apps, along with text and voice services, making it easier to check balances, view transactions, and report fraud. Additionally, the bill prohibits states from charging fees for replacement EBT cards if they are lost, damaged, or stolen due to fraud.
Supporters Say
Supporters would argue the bill protects vulnerable SNAP recipients from fraud and modernizes an outdated payment system.
Critics Say
Critics might raise concerns about the cost of upgrading state systems and retailer terminals, or the feasibility of rapid implementation.
The bill aims to protect SNAP benefits, which are frequently targeted by skimming and other fraud, by bringing EBT technology up to par with private sector standards. It also ensures that retailers in areas with limited grocery access can receive grants to upgrade their payment terminals, improving access for beneficiaries. However, the requirement for all states and retailers to upgrade could present significant financial and logistical challenges within the specified timelines.