hold on there's just too much going on in Congress lmao...
Shares flood claims data with buyers, renters, and insurers.
Ms. Dean (PA) and Mr. Garbarino introduced this bill.
Introduced in the House, referred to committee.
This bill would create a system for sharing past flood insurance claim data. It was introduced by Representative Dean of Pennsylvania and Mr. Garbarino. The bill has been referred to the House Financial Services Committee, which is currently reviewing it. If it passes, it could change how property flood risk is assessed.
Introduced Feb 4, 2026
The bill, H.R. 7355, was introduced in the House of Representatives on February 4, 2026. It has since been referred to the House Committee on Financial Services for review and debate. For it to become law, it would need to pass this committee, then pass a vote in the full House, then pass the Senate, and finally be signed by the President.
If this bill becomes law, prospective buyers or renters would be able to request a property's full flood claim history and risk information from the government. Current homeowners would also gain similar access to their own property's data. Additionally, insurance companies could use this detailed flood data to help them better assess risk and potentially set more accurate flood insurance rates for properties.
Supporters Say
Supporters argue that increased access to flood history data promotes transparency and helps people make informed property decisions.
Critics Say
Critics might raise concerns about privacy, potential misuse of data by insurers, or its impact on property values.
Proponents of the bill believe that providing more flood risk information upfront helps buyers, renters, and owners understand potential hazards, which could lead to safer communities and more resilient homes. While the bill includes privacy protections stating information cannot be used for marketing, some may still worry about the extensive sharing of property-specific data and how it might influence insurance costs or market perceptions of flood-prone areas.