hold on there's just too much going on in Congress lmao...
Disapproves federal rule that stopped medical debt collection protections.
Rep. Ayanna Pressley (D-MA), referred to Financial Services Committee.
Introduced in House, awaiting committee review.
This resolution, introduced by Representative Ayanna Pressley (D-MA), aims to reverse an action taken by the Bureau of Consumer Financial Protection (CFPB). The CFPB had issued a rule to withdraw prior protections against deceptive and unfair medical debt collection practices. If passed, this resolution would essentially reinstate or maintain those consumer protections. It has been referred to the House Committee on Financial Services for consideration.
Introduced Apr 30, 2026
This bill was introduced in the House of Representatives on April 30, 2026, by Rep. Ayanna Pressley. It has been referred to the House Committee on Financial Services. For it to become law, it must pass both the House and the Senate, and then be signed by the President.
If this resolution passes, the CFPB's rule to withdraw protections against unfair medical debt collection would be blocked. This means the original federal rules governing 'Deceptive and Unfair Collection of Medical Debt' would either remain in place or be reinstated. For individuals, this could mean that companies collecting medical debt would still be restricted from certain aggressive or misleading tactics, potentially offering more consumer protection in these situations.
Supporters Say
Supporters argue it restores vital protections against unfair medical debt collection tactics for consumers.
Critics Say
Critics likely believe the original withdrawal rule was justified, perhaps easing burdens or addressing prior issues for collectors.
Those in favor of this resolution would argue that the CFPB's withdrawal of protections for medical debt collection was harmful to consumers and that Congress should ensure these safeguards remain. They would likely highlight the importance of protecting individuals from aggressive or misleading debt collection practices, especially concerning medical bills. Opponents of this resolution (who would favor the CFPB's withdrawal) might contend that the original rules were overly burdensome on debt collectors or that the withdrawal was necessary for other reasons not specified in the bill text.